Wellness Credit

PROTECT WHAT MATTERS MOST

Preventive care can help you be at your best for all the special moments ahead. It’s also how you can earn your wellness credit.

HOW TO EARN A 2027 WELLNESS CREDIT

Complete a single qualifying preventive care visit between October 1, 2025 and September 30, 2026, to save $300 on 2027 medical plan contributions (or $600 if your covered spouse/partner completes a visit, too).

QUALIFYING PREVENTIVE CARE VISITS:

  • Well Visit with a Primary Care Provider (PCP)
  • Breast cancer screening
  • Cervical cancer screening
  • Colorectal cancer screening
  • Osteoporosis screening
  • Prostate cancer screening

Why do I see December 31, 2026 listed as the deadline in Castlight?

Castlight shows the deadline for Castlight to receive verification the preventive care visit is completed. This verification process varies by medical plan – see details below.

NOTE: Employees and covered spouses/partners may still complete the Health Assessment or Quest Biometric Health Screening, but they are NOT activities to earn the wellness credit toward medical plan contributions.

DETAILS BASED ON YOUR MEDICAL PLAN

Select your medical plan below:

Blue Cross Blue Shield and UnitedHealthcare

    • FROM JAN. 12, 2026 – DEC. 31, 2026
      Your Castlight account will automatically verify when the 2027 wellness credit is earned. Preventive care visit between October 1, 2025 and September 30, 2026 qualifies.
    • BEFORE SEPTEMBER 30, 2026

      Schedule an eligible preventive care visit with a Provider. Contact your Abbott Care Coordinators for any questions about preventive care visits coverage and using in-network providers. You may also create an account with Teladoc Primary360 and book an Annual Checkup appointment.

      Your Provider will submit the claim to your medical plan for payment, which can take up to 90 days. Please note: Given the time it may take for a claim to fully process, you must complete a visit by September 30, 2026, so it can be processed by December 31, 2026, to qualify for a 2027 wellness credit. Contact your Abbott Care Coordinators for any questions.
    • BY DECEMBER 31, 2026
      After the claim is processed for payment, completion of the visit will be verified with Castlight on your behalf by December 31. You do not need to submit anything to Castlight.

    DIDN’T USE YOUR ABBOTT MEDICAL PLAN AND/OR NEWLY ELIGIBLE in 2026

    If you completed a qualifying preventive care visit, even under a different medical plan, between October 1, 2025 and September 30, 2026, contact your Abbott Care Coordinators for assistance and details on the documentation needed. Once the documentation is provided to your Abbott Care Coordinator, it will take 7-10 business days for evaluation. If a qualifiable preventive care visit was completed, completion of the visit will be verified by the Abbott Care Coordinator with Castlight on your behalf.

Surest

    • Schedule an eligible preventive care visit with a provider. Contact Surest Member Services for any questions about preventive care visits coverage and using in-network providers.
    • Complete an eligible preventive care visit before September 30, 2026. Provider will submit claim to your medical plan for payment, which can take up to 90 days. Contact Surest Member Services for any questions.
    • After the claim is processed for payment, completion of the visit will be verified with Castlight on your behalf by December 31. You do not need to submit anything to Castlight.
    • Your Castlight account will verify when the 2027 wellness credit is earned.

    DIDN’T USE YOUR ABBOTT MEDICAL PLAN AND/OR NEWLY ELIGIBLE in 2026

    If you completed a qualifying preventive care visit, even under a different medical plan, between October 1, 2025 and September 30, 2026, contact Castlight for assistance and details on the documentation needed. Once the documentation is provided to Castlight, it will take 7-10 business days for evaluation. If a qualifiable preventive care visit was completed, completion of the visit will be verified by Castlight on your behalf.

    Kaiser

    • Complete the visit before September 30, 2026.
    • Log into your Castlight account to attest you completed a qualifying preventive care visit between October 1, 2025 and September 30, 2026. Go to Castlight > Benefits > Kaiser to complete the attestation steps by December 31, 2026.
    • Your Castlight account will update and verify the 2027 wellness credit is earned.

Cigna Global Health

    • Complete the visit before September 30, 2026. Provider will submit claim to your medical plan for payment, which can take up to 90 days. Contact Member Services for any questions.
    • Log into your Castlight account to attest you completed a qualifying preventive care visit between October 1, 2025 and September 30, 2026. Go to Castlight > Benefits > Cigna Global Health to complete the attestation steps by December 31, 2026.
    • Your Castlight account will update and verify the 2027 wellness credit is earned.

Hawaii HMSA

    • Complete the visit before September 30, 2026. Provider will submit claim to your medical plan for payment, which can take up to 90 days. Contact Hawaii HMSA Member Services Services for any questions.
    • Log into your Castlight account to attest you completed a qualifying preventive care visit between October 1, 2025 and September 30, 2026. Go to Castlight > Benefits > Hawaii HMSA to complete the attestation steps by December 31, 2026.
    • Your Castlight account will update and verify the 2027 wellness credit is earned.

VERIFY WELLNESS CREDIT IN CASTLIGHT BY DEC. 31

After completing an eligible preventive care visit, your wellness credit will display in Castlight. It may take up to 90 days before you will see the completion displayed in Castlight, depending on your medical plan provider.

  • UHC & BCBS plan members: Completion of the visit will be verified by Quantum to Castlight for you by December 31, 2025.
  • Surest plan members: Completion of the visit will be verified by Surest to Castlight for you by December 31, 2025.
  • Regional plan members (Kaiser, Hawaii, Cigna Global): Contact your medical plan provider directly to learn what to do before December 31, 2025.

WHAT IS CONSIDERED A PREVENTIVE CARE VISIT?

Only preventive-coded medical claims are eligible for a wellness credit. If you discuss other medical issues with your provider during your visit, the claim may not be coded as “preventive.” Coverage can vary, so always confirm your specific coverage in advance.

Preventive Care Visit (Eligible for credit)

  • This type of visit is for a normal (routine) health check-up (screening).
  • Your doctor focuses on helping you to have good health by telling you things you can do to lower your chances of having health problems.
  • The new laws require most insurance companies to pay for some types of health screenings. You should check with your insurance company about what your plan might cover.

Office Visit (NOT Eligible for credit)

  • This type of a visit is to see your doctor because you are sick, you have a new health problem, or to follow up with your doctor on an existing condition.
  • Office visits may include talking about changes in your health and what to do about it (for example, you might need to change your medication, have a test, or see a different type of doctor that is a specialist).

Preventive Care Visit WITH an Office Visit (Confirm coverage with your provider)

  • During your preventive care visit, if you talk to your doctor about being sick, a new health problem, or an existing condition that requires treatment, you might have to pay for part of this visit.
  • Confirm coverage with your provider for preventive care eligibility.

COMMON FAQS

Is the credit showing in Castlight for 2026 or 2027? How do I know if I received the 2026 credit?

    The wellness credit you see in Castlight now is for your 2027 credit. If you earned a 2026 wellness credit, it is listed on your paycheck.

How long does it take for my 2027 wellness credit to show up?

    After completing your preventive care visit, your Provider will submit the claim to your medical plan for payment, which can take up to 90 days.

    After the claim is processed for payment, completion of the visit will be verified with Castlight on your behalf by December 31.

    Kaiser, Cigna Global Health, or Hawaii HMSA plan members: After completing your visit, log into your Castlight account to attest you completed a qualifying preventive care visit. Your Castlight account will update and verify the 2027 wellness credit is earned.

Is there a form or questionnaire to fill out for my preventive care visit?

I already completed a preventive care visit under a different medical plan. Who should I contact to see if it counts?

Can my spouse/domestic partner earn a 2027 wellness credit?

    Yes! If your spouse/domestic partner is covered on an Abbott medical plan in 2026, they are eligible to earn a $300 medical plan contribution in 2027. That means, if both you and your covered spouse/partner completes a visit, you can earn $600 on 2027 medical plan contributions.

    Note: Castlight will only display an individual’s wellness credit total.

Why do I see December 31 listed as the deadline in Castlight?

    Castlight shows the deadline for them (Castlight) to receive verification that the preventive care visit was completed by September 30, 2026. Verification varies by medical plan, so please see the section above for more details.

If I am not enrolled in an Abbott medical plan now, but I elect coverage for 2027, can I still earn the 2027 wellness credit?

    No. Employees and their spouse/domestic partners enrolled in a 2027 Abbott medical plan are eligible to earn the 2028 wellness credit toward their 2028 medical plan contributions.

WHO IS ELIGIBLE

All U.S. employees and spouses/domestic partners enrolled in a 2026 Abbott medical plan are eligible to earn the 2027 wellness credit towards their 2027 medical plan contributions.

2026 WELLNESS CREDIT

The timeframe to earn your 2026 wellness credit has passed. If you took action to complete an eligible preventive care visit between October 1, 2024 and September 30, 2025, and do not see your wellness credit in your paycheck or if you have additional questions, contact Abbott Health Benefits at 844-306-9222.

YOUR PRIVACY IS ALWAYS PROTECTED

All of the information in your Castlight account is completely confidential. Abbott will not have access to your personal health information. The only information that will be shared with Castlight is that a preventive care visit was completed. No details on the type of screening or visit are ever shared with Castlight or Abbott. One of the reasons Abbott partners with Castlight, an independent company, is to help you feel confident that personal results will not be reported to Abbott.